Fintech Literacy · Malaysia

Understanding Digital Money Tools, One Step at a Time

Plain-language education on how everyday digital payments and fintech tools work in Malaysia. No jargon, no pressure — just clear information you can actually use.

+60 4-372 6805 [email protected] Penang, Malaysia

Enquire About Our Courses

What We Offer

Our Learning Programmes

Three programmes designed to meet you where you are — whether you're taking your first look at digital payments or want a thorough understanding of the fintech landscape.

Digital Payments Basics Session

An introductory session on how everyday digital payments and e-wallets generally work in Malaysia, with simple habits for keeping accounts organised. Suited to those new to digital money tools.

Plain-words glossary of common payment terms
Safety-habits checklist for everyday use
Suitable for complete beginners

RM 490 Enquire

Fintech Literacy Course (4 Weeks)

A four-week course exploring common fintech concepts, how digital statements are read, and how to compare features of everyday tools. Includes reading notes and guided discussion.

Weekly reading notes and discussion sessions
How to read digital statements clearly
Educational only — no advice framing

RM 1,310 Enquire

Complete Digital Money Literacy Programme

A comprehensive programme covering the landscape of digital payment tools, personal record-keeping and reading digital statements with confidence. The most thorough fintech grounding available.

Printed guide plus digital resources
Three months of group Q&A access
Personal record-keeping frameworks

RM 2,870 Enquire

Why Moniqo

What Makes Our Approach Different

Plain Language Throughout

Every concept explained in everyday English, without assuming prior knowledge. No unnecessary acronyms dropped without explanation.

Focused on the Malaysian Context

Content built around tools and services actually available in Malaysia — relevant examples, local platforms and local reading habits.

Strictly Educational

All programmes are structured as general education. No outcome promises, no product endorsements, no regulated advisory of any kind.

Small Group Discussion

Sessions run in small groups so participants can ask questions that reflect their own situations and learn alongside others at a similar stage.

Safety Habits Included

Every programme covers sensible habits around sharing personal details and keeping digital accounts organised — practical knowledge with lasting value.

Paced for Real Schedules

Sessions are structured to fit alongside working life. No intensive bootcamp pressure — learning at a pace that allows reflection and questions.

Ready to Make Sense of Digital Payments?

Whether you're starting from scratch or filling in specific gaps, there's a Moniqo programme that fits where you are right now.

Request Information +60 4-372 6805

[email protected] · Suite 4-06, Menara Boustead, Penang

Common Questions

Frequently Asked Questions

What exactly does "fintech literacy" mean in your programmes? +

Fintech literacy here means developing a confident reading knowledge of digital money tools — understanding how they are structured, how transactions flow, how to read a digital statement and what to watch for when comparing options. It is educational content, not advice on what to do with your money.

Do I need any prior knowledge to join the Basics Session? +

No prior knowledge is needed. The Digital Payments Basics Session is designed for participants who are new to the topic. It starts from first principles, using plain language and familiar everyday examples from the Malaysian context.

How are the four-week course sessions structured? +

The Fintech Literacy Course runs over four weeks, with one session per week. Each session covers a distinct area — payment flows, digital statements, tool comparisons and sensible habits. Reading notes are provided before each session, and time is set aside for questions.

What is included in the Complete Digital Money Literacy Programme? +

The Complete Programme includes all core sessions, a printed reference guide, digital resource materials and three months of access to a group Q&A channel where you can bring questions as they arise in day-to-day life. It is the most thorough option for participants who want a comprehensive grounding.

Are sessions conducted in-person or online? +

We offer sessions at our Penang office as well as online options for participants outside the Penang area. Please contact us to discuss which format suits your situation.

Will my personal details be kept private? +

Yes. Information you share when enquiring or enrolling is used only to administer your enrolment and keep you informed about programme details. We do not share your information with third parties for marketing. You can read our full Privacy Policy for details.

What is the pricing, and is payment made upfront? +

The Digital Payments Basics Session is RM 490, the four-week Fintech Literacy Course is RM 1,310, and the Complete Digital Money Literacy Programme is RM 2,870. Payment arrangements — including whether instalment options are available for longer programmes — are confirmed at the time of enrolment. Please contact us for details.

Find Us

Our Location in Penang

Suite 4-06, Menara Boustead, No. 82 Jalan Bukit Gambir, 11700 Gelugor, Penang

Get in Touch

Send Us a Message

Have a question about our programmes or want to discuss which option might suit your situation? We're happy to help.

Contact Details

Phone

+60 4-372 6805

[email protected]

Address

Suite 4-06, Menara Boustead
No. 82 Jalan Bukit Gambir
11700 Gelugor, Penang, Malaysia

Office Hours

Monday – Friday: 9:00 am – 6:00 pm

Saturday: 9:00 am – 1:00 pm

Sunday & Public Holidays: Closed